Loans
Need a loan? We have money to lend. Consider us for a loan!
Personal loans are a great way to get the money you need without having to put your credit score at risk.
A personal loan is a secured or unsecured loan that you can use for whatever purpose you choose. There are no credit score checks. Personal loans are offered by banks and other lenders, including online lenders and peer-to-peer lending sites. They are designed as a short-term solution for people who need money in a hurry but don’t want to use their home equity or their retirement savings as collateral for a traditional loan.
Whether you want to consolidate debt or buy a new car, we can help. You’ll get the best rates in town with our easy-to-use application process.
We’re committed to providing you with a personalized experience, so you can get the financing you need quickly, easily, and affordably. We’ll take the time to discuss your options with you in detail so that you know exactly what you’re signing up for—and why.
Here’s how it works:
- Choose the amount of money you want to borrow from us—it can be as little as $500 or as much as $40,000.
- You’ll receive an immediate decision online or over the phone (whichever is most convenient for you).
- Once approved, we’ll transfer funds directly into your bank account within 24 hours!
Apply today!
Rates effective June 1, 2024
Rates as low as *
*TransUnion credit scores are used to determine final % rate for loan.
| New car | 2.3% (0-60 months)* |
| 2.9% (61-72 months)* | |
| Used car | 3.3%(2011 or older-up to 48 months)* |
| 3.3% (2012 or newer-up to 60 months)* | |
| Share covered | 1.6% |
| Home equity ($40,000 maximum) | 3.5% (0-60 months)* |
| 3.9% (61-96 months)* | |
| Education (single payment) | 7.5% (More info on Teachers page) |
| Unsecured (no collateral, $10,000 maximum) | 9.3%* |